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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

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Personal Rates

Rates are Accurate as of September 27, 2026
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Personal Checking Accounts

TYPE OF ACCOUNTINTEREST RATEANNUAL PERCENTAGE YIELDAMOUNT OF TIME INTEREST RATE IN EFFECTMINIMUM OPENING DEPOSIT REQUIREDMINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD
Regular CheckingN/AN/AN/A$100.00N/A
Economy CheckingN/AN/AN/A$100.00N/A
NOW Checking0.04%0.05%Variable$100.00$1,500.00
Premium NOW CheckingTiered Rate Account
$25,000.00 - $49,999.990.04%0.05%Variable$25,000.00$25,000.00
$50,000.00 - $149,999.990.09%0.10%$50,000.00
$150,000.00 And Up0.14%0.15%$150,000.00

Money Market Accounts

TYPE OF ACCOUNTINTEREST RATEANNUAL PERCENTAGE YIELDAMOUNT OF TIME INTEREST RATE IN EFFECTMINIMUM OPENING DEPOSIT REQUIREDMINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD
Money MarketTiered Rate Account
$2,500.00 - $24,999.990.49%0.50%Variable$2,500.00$2,500.00
$25,000.00 - $49,999.991.98%2.00%$25,000.00
$50,000.00 - $249,999.992.57%2.60%$50,000.00
250,000.00 And Up3.01%3.05%$250,000.00

Savings Accounts

TYPE OF ACCOUNTINTEREST RATEANNUAL PERCENTAGE YIELDAMOUNT OF TIME INTEREST RATE IN EFFECTMINIMUM OPENING DEPOSIT REQUIREDMINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD
Statement Savings0.04%0.05%Variable$100.00$200.00
High Yield Statement SavingsTiered Rate Account
$1,000.00 - $9,999.990.04%0.05%Variable$1,000.00$1,000.00
$10,000.00 And Up2.57%2.60%$10,000.00
  • Variable Rate Accounts – Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. The interest rate on your account may change after the account is opened. 
  • Tiered Rate Minimum Daily Balance to earn Annual Percentage Yield –  You must maintain the minimum balance shown above in your account each day for each tier, to earn the annual percentage yield disclosed for that Tier on the entire balance.
  • Check Printing Charges –     Check printing charges may vary depending on styles ordered.
  • Effect of Fees – Fees may reduce earnings. See the Deposit Account Disclosure for more information.

Certificate of Deposit Accounts and Individual Retirement Accounts

TYPE OF ACCOUNTINTEREST RATEANNUAL PERCENTAGE YIELDAMOUNT OF TIME INTEREST RATE IN EFFECTMINIMUM OPENING DEPOSIT REQUIREDMINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD
12 Month3.20%3.25%Until Maturity$500.00$500.00
15 Month*2.72%2.75%Until Maturity$500.00$500.00
18 Month0.29%0.30%Until Maturity$500.00$500.00
20 Month Bump Up*2.47%2.50%Until Maturity*$500.00$500.00
24 Month0.34%0.35%Until Maturity$500.00$500.00
36 Month0.49%0.50%Until Maturity$500.00$500.00
60 Month0.59%0.60%Until Maturity$500.00$500.00
  • Fixed Rate Accounts – The interest rate in effect on the day your CD is opened will remain in effect until the maturity date of the CD, unless a withdrawal is made that brings your balance below the minimum balance shown above for each product type listed. Special Rules apply to the 20 Month Bump-Up CD. See the Deposit Account Disclosure for more information.
  • Effect of Interest Withdrawal – The Annual Percentage Yield assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings.
  • Early Withdrawal Penalties – Substantial penalty for early withdrawal.
  • Automatically Renewable Time Accounts – At maturity, the above accounts will automatically renew after the grace period. * Special rules apply to the 15 Month CD and the 20 Month Bump-Up CD. Please refer to the Deposit Account disclosure for more details or inquire with a customer service representative.

Personal Rates

Rates Effective September 27, 2026
Rates are Accurate as of September 27, 2026
Contact Us

Personal Checking Accounts

TYPE OF ACCOUNTINTEREST RATEANNUAL PERCENTAGE YIELDAMOUNT OF TIME INTEREST RATE IN EFFECTMINIMUM OPENING DEPOSIT REQUIREDMINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD
Regular CheckingN/AN/AN/A$100.00N/A
Economy CheckingN/AN/AN/A$100.00N/A
NOW Checking0.04%0.05%Variable$100.00$1,500.00
Premium NOW CheckingTiered Rate Account
$25,000.00 - $49,999.990.04%0.05%Variable$25,000.00$25,000.00
$50,000.00 - $149,999.990.09%0.10%$50,000.00
$150,000.00 And Up0.14%0.15%$150,000.00

Money Market Accounts

TYPE OF ACCOUNTINTEREST RATEANNUAL PERCENTAGE YIELDAMOUNT OF TIME INTEREST RATE IN EFFECTMINIMUM OPENING DEPOSIT REQUIREDMINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD
Money MarketTiered Rate Account
$2,500.00 - $24,999.990.49%0.50%Variable$2,500.00$2,500.00
$25,000.00 - $49,999.991.98%2.00%$25,000.00
$50,000.00 - $249,999.992.57%2.60%$50,000.00
250,000.00 And Up3.01%3.05%$250,000.00

Savings Accounts

TYPE OF ACCOUNTINTEREST RATEANNUAL PERCENTAGE YIELDAMOUNT OF TIME INTEREST RATE IN EFFECTMINIMUM OPENING DEPOSIT REQUIREDMINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD
Statement Savings0.04%0.05%Variable$100.00$200.00
High Yield Statement SavingsTiered Rate Account
$1,000.00 - $9,999.990.04%0.05%Variable$1,000.00$1,000.00
$10,000.00 And Up2.57%2.60%$10,000.00
  • Variable Rate Accounts – Interest rates are subject to change without notice. Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. The interest rate on your account may change after the account is opened.
  • Tiered Rate Minimum Daily Balance to earn Annual Percentage Yield – You must maintain the minimum balance shown above in your account each day for each tier, to earn the annual percentage yield disclosed for that Tier on the entire balance.
  • Effect of Fees – Fees may reduce earnings. See the Deposit Account Disclosure for more information.

Certificate of Deposit Accounts

TYPE OF ACCOUNTINTEREST RATEANNUAL PERCENTAGE YIELDAMOUNT OF TIME INTEREST RATE IN EFFECTMINIMUM OPENING DEPOSIT REQUIREDMINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD
12 Month3.20%3.25%Until Maturity$500.00$500.00
15 Month*2.72%2.75%Until Maturity$500.00$500.00
18 Month0.29%0.30%Until Maturity$500.00$500.00
20 Month Bump Up*2.47%2.50%Until Maturity*$500.00$500.00
24 Month0.34%0.35%Until Maturity$500.00$500.00
36 Month0.49%0.50%Until Maturity$500.00$500.00
60 Month0.59%0.60%Until Maturity$500.00$500.00
  • Fixed Rate Accounts – The interest rate in effect on the day your CD is opened will remain in effect until the maturity date of the CD, unless a withdrawal is made that brings your balance below the minimum balance shown above for each product type listed. 1 At your discretion, once during the initial term, you may choose to increase the interest rate to the interest rate we are then paying on new 20 Month “Bump-Up” CD’s. See the Deposit Account Disclosure for more information.
  • Effect of Interest Withdrawal – The Annual Percentage Yield assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings.
  • Early Withdrawal Penalties – Substantial penalty for early withdrawal.
  • Automatically Renewable Time Accounts – At maturity, the above accounts will automatically renew after the grace period. * The 15 Month CD will be renewed at maturity into a 12 Month CD at an Interest rate we are then paying on similar CD’s with that term. ** the 20 Month Bump-Up CD will be renewed at maturity into a 24 Month CD at an Interest rate we are then paying on similar CD’s with that term. Please refer to the Deposit Account disclosure for more details or inquire with a customer service representative.

Individual Retirement Accounts

TYPE OF ACCOUNTINTEREST RATEANNUAL PERCENTAGE YIELDAMOUNT OF TIME INTEREST RATE IN EFFECTMINIMUM OPENING DEPOSIT REQUIREDMINIMUM BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD
12 Month3.20%3.25%Until Maturity$500.00$500.00
15 Month*2.72%2.75%Until Maturity$500.00$500.00
18 Month0.29%0.30%Until Maturity$500.00$500.00
Bump Up 20 Month CD**2.47%2.50%Until Maturity1$500.00$500.00
24 Month0.34%0.35%Until Maturity$500.00$500.00
36 Month0.49%0.50%Until Maturity$500.00$500.00
60 Month0.59%0.60%Until Maturity$2,500.00$2,500.00
  • Fixed Rate Accounts – The interest rate in effect on the day your CD is opened will remain in effect until the maturity date of the CD, unless a withdrawal is made that brings your balance below the minimum balance shown above for each product type listed. 1 At your discretion, once during the initial term, you may choose to increase the interest rate to the interest rate we are then paying on new 20 Month “Bump-Up” CD’s. See the Deposit Account Disclosure for more information.
  • Effect of Interest Withdrawal – The Annual Percentage Yield assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings.
  • Early Withdrawal Penalties – Substantial penalty may apply for early withdrawal. Check your plan disclosure if the account is part of an IRA or other tax qualified plan.
  • Automatically Renewable Time Accounts – At maturity, the above accounts will automatically renew after the grace period. * The 15 Month CD will be renewed at maturity into a 12 Month CD at an Interest rate we are then paying on similar CD’s with that term. ** the 20 Month Bump-Up CD will be renewed at maturity into a 24 Month CD at an Interest rate we are then paying on similar CD’s with that term. Please refer to the Deposit Account disclosure for more details or inquire with a customer service representative.

Personal Checking and Money Market

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