Insurance Agency Financing

Ready to take your agency to the next level?   Connecticut Community Bank can offer you both our extensive agency financing experience through our InsurBanc division and our network of branch locations throughout Fairfield county. InsurBanc was established in 2001 with the sole mission of providing professional financial services to the insurance distribution community.

We understand and recognize the value of your book of business when considering your unique borrowing needs.  This can add up to more capital to enhance your agency value and stay independent!

Perpetuation/Acquisition Loans

Our perpetuation/acquisition loan structures are as unique as each agency we work with.

• Personal buy-outs
• Deferred compensations
• Stock redemptions
• Trusts
• Leveraged ESOPs (Employee Stock Ownership Plans)

Commercial Term Loans

Our commercial term loans are designed to help grow your agency and build agency value.

• Partner buyout
• Book of business purchase
• Producer development
• Debt consolidation
• Agency expansion
• Technology and equipment

Lines of Credit

• Temporary working capital needs

Commercial Mortgages

• Agency related properties

Cash Management

Our insurance expertise also extends to your cash management needs with services designed to run your agency more efficiently, profitably, and with more cash flow management control. When it comes to information reporting, collection of payables, disbursements, and fraud prevention tools, intelligent cash management solutions can help you get ahead of the competition and concentrate on what you do best – operating and expanding your business.